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Financial Blind Spots: Areas That Rarely Get Attention Until There’s a Problem

Financial Blind Spots: Areas That Rarely Get Attention Until There’s a Problem

by Joshua Ott | Feb 4, 2026 | Bookkeeping, Growth Strategy

What You Will Learn Where common financial blind spots develop Why payroll, taxes, liabilities, and documentation often get overlooked How assumptions quietly increase risk over time How regular check-ins help prevent costly surprises Most small business owners keep a...
How to Use Last Year’s Data to Make Smarter Decisions in 2026

How to Use Last Year’s Data to Make Smarter Decisions in 2026

by Joshua Ott | Jan 28, 2026 | Budgeting, Growth Strategy

What You’ll Learn How to use last year’s financial data to spot meaningful trends Which numbers help guide decisions in the current year How to turn past performance into clearer priorities Most small business owners carry last year’s numbers forward without really...
The First 90 Days: Financial Habits That Set the Tone for the Year

The First 90 Days: Financial Habits That Set the Tone for the Year

by Joshua Ott | Jan 7, 2026 | Bookkeeping, Budgeting, Growth Strategy

What You’ll Learn in This Post Why the first quarter carries more weight than most business owners realize Which financial routines matter most early in the year How regular check-ins prevent small issues from compounding Ways to stay engaged with your numbers without...
Setting Realistic Financial Goals for Your Small Business in 2026

Setting Realistic Financial Goals for Your Small Business in 2026

by Joshua Ott | Jan 2, 2026 | Budgeting, Growth Strategy

What You’ll Learn in This Post How to set financial goals grounded in real numbers—not wishful thinking Ways to use past performance to shape smarter goals for 2026 How capacity, staffing, and cash flow affect goal-setting Why local market conditions in Tacoma and the...
How to Pay Yourself as a Small Business Owner

How to Pay Yourself as a Small Business Owner

by Joshua Ott | Sep 30, 2025 | Budgeting, Business, Growth Strategy

What You’ll Learn in This Post The difference between salary, owner’s draw, and distributions for small business owners How each method affects taxes, cash flow, and lending potential Common mistakes Tacoma and Pierce County business owners should avoid Practical tips...
Year-Round Tax Planning: It’s Not Just a Q4 Job

Year-Round Tax Planning: It’s Not Just a Q4 Job

by Joshua Ott | Aug 19, 2025 | Budgeting, Growth Strategy, Tax Planning

What You’ll Learn in This Post In this post, you’ll discover why tax planning should be part of your business routine year-round. We’ll share simple, practical steps you can start using today to stay organized, reduce stress, and make smarter financial decisions....
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J. Ott Business Solutions

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Tacoma, WA 98405
(253) 569-0362

Accounting Services | Payroll | Quickbooks | Bookkeeping |
Tax Prep | M & A – Mergers & Acquisitions
​Serving all of Pierce County Washington and the Pacific Northwest

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