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Paying Yourself as a Startup Owner: Build Good Habits From Day One

Paying Yourself as a Startup Owner: Build Good Habits From Day One

by Joshua Ott | Jun 30, 2026 | Growth Strategy, Payroll, Startup New Business

What You Will Learn Why paying yourself consistently matters The difference between business income and personal spending How to track owner contributions and owner draws properly Ways to make tax season less stressful When it may be time to revisit your compensation...
The Financial Habits Fast-Tracking Small Business Growth

The Financial Habits Fast-Tracking Small Business Growth

by Joshua Ott | Jun 24, 2026 | Bookkeeping, Budgeting, Growth Strategy

What You Will Learn Why strong financial habits are important during periods of growth The financial practices successful small businesses follow consistently How monthly reviews can help identify opportunities and challenges sooner Simple ways to stay organized as...
Behind on Bookkeeping: When Getting Caught Up Feels Overwhelming

Behind on Bookkeeping: When Getting Caught Up Feels Overwhelming

by Joshua Ott | Jun 16, 2026 | Bookkeeping, South Sound Spotlight

What You Will Learn How to take the first step when your books are behind What financial records to gather before seeking help Why it matters to choose a bookkeeper experienced in catch-up work How updated books provide valuable business insights What systems can help...
Start Up Journey: The Bookkeeping Tasks Every Startup Should Handle in Their First 90 Days

Start Up Journey: The Bookkeeping Tasks Every Startup Should Handle in Their First 90 Days

by Joshua Ott | Jun 9, 2026 | Uncategorized

What You Will Learn Essential bookkeeping setup steps for new businesses How to stay organized during your first 90 days Ways to build a stronger financial foundation  Starting a new business is exciting. Whether you’re launching a consulting practice, opening a...
How Much Should a Small Business Emergency Fund Be?

How Much Should a Small Business Emergency Fund Be?

by Joshua Ott | Jun 3, 2026 | Budgeting, Startup New Business

In this post, we’ll explore: How much emergency savings your business may need Factors that influence the right reserve amount Common emergency fund mistakes to avoid Practical ways to build financial reserves Unexpected expenses are part of running a business....
Start Up Finances: How to Use Projected Financial Statements

Start Up Finances: How to Use Projected Financial Statements

by Joshua Ott | May 27, 2026 | Budgeting, Growth Strategy, Startup New Business

What You’ll Learn What projected financial statements are and why startups need them How projections help guide business decisions early on The difference between guessing and planning with purpose Which financial statements matter most for startups Common projection...
From Side Hustle to Real Business: Bookkeeping Habits That Matter Early

From Side Hustle to Real Business: Bookkeeping Habits That Matter Early

by Joshua Ott | May 20, 2026 | Bookkeeping, South Sound Spotlight, Startup New Business

What You’ll Learn How early bookkeeping habits can shape long-term business organization Why separating personal and business finances matters The systems that help startups stay organized as they grow How structure creates clear financial visibility and fewer...
The Small Business Expenses That Catch Owners Off Guard

The Small Business Expenses That Catch Owners Off Guard

by Joshua Ott | May 13, 2026 | Bookkeeping, Budgeting, Growth Strategy

What You’ll Learn Why unexpected business expenses create stress for small business owners The most common costs that quietly disrupt cash flow How Tacoma and South Sound businesses can prepare more effectively Practical ways to reduce financial surprises throughout...
From Behind to Back on Track: How Catch-Up Bookkeeping Helps You Move Forward

From Behind to Back on Track: How Catch-Up Bookkeeping Helps You Move Forward

by Joshua Ott | May 5, 2026 | Bookkeeping, Budgeting, South Sound Spotlight

What You’ll Learn Why falling behind on bookkeeping creates more pressure for business owners  What information you will need to get your books caught up How working with a local South Sound bookkeeper can simplify the process What changes once your books are current...
Top 3 Signs It’s Time to Hire a Payroll Pro

Top 3 Signs It’s Time to Hire a Payroll Pro

by Joshua Ott | Apr 29, 2026 | Bookkeeping, Growth Strategy, Payroll

What You’ll Learn The early warning signs that payroll is becoming a risk instead of a routine task How payroll mistakes can impact cash flow, compliance, and employee trust When it makes sense to bring in professional support—and what that actually solves Top 3 Signs...
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Recent Posts

  • 5 Signs Your Small Business Has Outgrown DIY Payroll
  • Building a Small Business Emergency Fund? Don’t Forget These 3 Expenses
  • Behind on Your Taxes? Here’s How to Get Caught Up Without the Stress
  • Startup Bookkeeping Red Flags You Shouldn’t Ignore
  • The Hidden Cost of Financial Uncertainty: How Lack of Clarity Slows Decision-Making

J. Ott Business Solutions

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Tacoma, WA 98405
(253) 569-0362

Accounting Services | Payroll | Quickbooks | Bookkeeping |
Tax Prep | M & A – Mergers & Acquisitions
​Serving all of Pierce County Washington and the Pacific Northwest

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